Refinance Your Home Loan
降低你的每月抵押贷款支付再融资你的住房贷款与加州海岸.
如何从房屋贷款再融资中获益?
看看你是否能把更多的钱放在你的口袋里，把你的高利率住房贷款抛在脑后，再向加州海岸银行进行融资. 我们的专家抵押贷款人员，可以指导您通过过程找到期限, type, and rate that fits your needs.
固定利率抵押贷款Vs浮动利率抵押贷款(ARM)
加州海岸为您的抵押贷款再融资提供固定和可调利率选择. 对于固定利率，你的利率是在你贷款时设定的，不会改变. 有了可调利率，你的利率可能上下波动. 以下是它们的主要区别:
Fixed-Rate Mortgages
寻找稳定的付款在较长的一段时间? 加州海岸固定利率抵押贷款，确保您有相同的付款为您的贷款的整个期限. 有安全知道你的每月付款将更容易预算.
Features & Perks:
- $0自付选项可用
- Flexible terms up to 30 years1
- Fully amortized 5-year2, 7-year3 or 10-year4 TermBuster home loans
- Jumbo Fixed-Rate loans available
- Interest may be tax deductible (consult your tax advisor)
Adjustable-Rate Mortgages
ARM使您的利率在一段时间内保持固定，并最终成为可变利率，当利率在贷款期限内发生变化时进行调整. 如果你只打算在房子里住一段较短的时间, ARM可能是您更实惠的选择.
Features & Perks:
- $0自付选项可用
- Fully amortized 5/1 ARM5, 5/5 ARM6, or 7/1 ARM7
- Jumbo ARM available
- Interest may be tax deductible (consult your tax advisor)
想要讨论哪种再融资方案最适合您的独特情况? 我们的专业抵押贷款机构很乐意提供帮助(877)495-1600.
Comparing Fixed-Rate Mortgages
| 合格/超合格固定利率抵押贷款 | Short-term Mortgages | Jumbo Fixed-rate Mortgages | |
|---|---|---|---|
| Term | Up to 30 Years1 | 5-year2, 7-year3 or 10-year4 | Up to 30 Years8 |
| Closing Costs | $0 out of pocket options | $0 out of pocket options | $0 out of pocket options |
| 最高贷款额(1个单位，圣地亚哥) | Up to $1,006,250 | Up to $1,149,825 | Up to $2,250,000 |
比较可调利率抵押贷款
| CONFORMING/SUPER CONFORMING ARM | Jumbo ARM | |
|---|---|---|
| Term | 5/15, 5/56 and 7/17 | 5/19, 5/510 and 7/111 |
| No Closing Costs Option1 | Yes | Yes |
| 最高贷款额(1个单位，圣地亚哥) | Up to $1,006,250 | Up to $2,250,000 |
打电话或发电子邮件与抵押贷款官员联系.
我们友好的住房贷款专家在这里提供帮助!
(858) 636-3045 Mon-Fri, 9am - 4pm
realestateloanofficer@jmswierski.com
与抵押贷款官一起审查您的选择.
回答几个问题，房屋贷款专家会伸出手来帮助你.
Cal Coast Home Loan Center
Home Loan Tips, Tools & More
- Check out our home buying tips and checklists
- Use our interactive Mortgage Guide 让这个过程变得又快又容易.
- Visit our Home Loan Resource Center 查看利率，申请贷款，检查贷款状态和更多有用的信息.
- 找到完美的住房贷款与我们的 Mortgage Assistant.
APR=Annual Percentage Rate. 基于信用记录的利率和条款, subject to credit approval, 如有更改，恕不另行通知. 会籍及信用须经批准. 为每一个在圣地亚哥生活或工作的人服务, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. 一次性5美元的会员费和储蓄账户是必需的. Some restrictions apply.
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